Georgetown Rideshare Accident Attorney

Determining Who’s Insurance Covers a Rideshare Accident

Rideshare drivers in Georgetown, KY, must have their own personal auto insurance in addition to the liability coverage that rideshare companies offer. This is due to the fact that certain conditions must be met in order for the company’s liability coverage to be relevant.

The following, for instance, is protected by Uber’s insurance plan:

Once the App Is Launched

An accident may be covered by both the driver’s own insurance and Uber’s contingent liability coverage when the driver is prepared for trips and has the Uber app open. Uber’s insurance will pay between $50,000 and $100,000 in medical costs, as well as $25,000 for property damage.

When a Rideshare Client Is in the Vehicle

When an Uber driver is taking a passenger on an Uber trip, both the driver and the passengers are protected by the company’s business insurance. This plan includes third-party liability coverage and uninsured/underinsured motorist coverage of $1 million.

Once the App Has Been Closed

If a collision happens when the driver’s Uber app is not open, they are not considered to be at work. As a result, their personal auto insurance will be used.

Lyft and other ride-sharing companies’ drivers are covered by insurance plans similar to these. The many factors that affect the various coverage forms make it challenging to recover losses, but an experienced Georgetown personal injury attorney can think strategically to recoup additional funds. 

How to Protect Yourself After an Accident in a Rideshare Vehicle

In Virginia, the Department of Motor Vehicles urges drivers to call the police after any car collision that leaves someone hurt or dead or causes more than $1,000 in property damage. However, drivers are not required to inform the police if the accident causes property damage of less than $1,000 and there are no injuries, but if a rideshare is involved, it is best to report it.

Once you have contacted the police and given a thorough accident report of your recollection of events, you should compile pertinent information. This includes contact information for the parties involved and witnesses, pictures of the scene, and any other physical evidence. Next, you should alert the rideshare company of the accident; this can be done through the app.

Immediately afterward, prioritize your health if you have injuries, even if they appear to be mild. When your medical exam has been completed, a Georgetown rideshare accident attorney can be contacted to inquire if your injuries entitle you to file a personal injury claim. 

You Could Collect Damages for the Maximum Amount

The maximum compensation that you can collect in a rideshare accident may be in the millions or it may be in the thousands; honestly, it depends on your case. States or insurance companies do not create preset amounts for certain injuries. Still, people go online to search “How much will I get for a broken arm in a car accident?” or something similar to find a predetermined amount. 

The amount available to you after a rideshare accident generally covers the following elements:

• Medical bills
• Pain and suffering
• Emotional distress
• Punitive damages
• Property damage
• Lost income

Kentucky does not calculate the loss of enjoyment of life into its settlements like other states, but a good attorney will look for additional expenses to include in your final payment sum. Be sure to keep receipts for all accident-related expenses so that you can be fairly compensated. 

Benefit from the Advantages of Having a Georgetown Accident Rideshare Attorney

Many people who are involved in a car collision contemplate whether hiring an accident attorney is necessary or worth it. Honestly, it depends. If you suffered minimal damage, like a sprained wrist, and minor to no property damage, probably not. But if you had to receive medical treatment for your injuries and needed to repair or replace property, legal help is beneficial. 

Our rideshare collision lawyers in Georgetown, KY, will handle compiling evidence, speaking with insurance companies and bill collectors for you, hiring expert witnesses to solidify your claim, and more. We take the hassle out of an auto collision and allow you to experience the following:

No Upfront Costs Or Hidden Fees

Without charging you anything, our Uber and Lyft ridesharing accident attorney in Georgetown can get to work on your case right away. Because we take cases on a contingency basis, we don’t ask for any money upfront to begin working on your case. Instead, we front the costs for experts, court fees, filing costs, etc. and won’t deduct our agreed percentage until your case is won.

Compassionate Care for You But Firm With Insurance Companies

We are aware that the aftermath of an Uber or Lyft ridesharing accident in Georgetown can be distressing. When you are attempting to heal and get back on your feet, you will get calls from the insurance company. Additionally, your medical expenses may begin mounting while you are unable to work due to injuries. It may get stressful, but we are here to eliminate that.

To make your life a little bit easier, our ridesharing accident lawyer will speak to the insurance company on your behalf and stop them from pestering you with recorded phone call requests and lowball offers. We will also speak with your medical team to advise them of the claim in case billing can be postponed. Our aim is to alleviate your worry and get you fully compensated. 

Secure Your Rideshare Injury Compensation Before the Deadline Expires

Contact McCoy & Hiestand, PLC, following your rideshare accident before the statute of limitations of two years expires. Our Georgetown, KY, rideshare accident attorneys will provide tenacious legal support that replaces uncertainty with viable legal options following your collision. Our risk-free case review is free of charge, and if we represent you now, we won’t require payment until later.