When you sustain a serious injury due to the careless actions of another person, you need an experienced attorney on your side. At McCoy & Hiestand, we offer the legal advice and representation you need to obtain a fair settlement and move forward with your life.
Our firm serves wrongfully injured individuals from our offices in Louisville and Bardstown, KY. We also offer legal services to clients throughout Kentucky, including but not limited to the following cities:
- St. Matthews
If you’ve been involved in an auto collision, slip and fall, medical malpractice incident, or another type of accident, the Dream Team is on your side! Contact us today to schedule a free, no-obligation consultation at an office near you.
Compensation You Could Receive From a Personal Injury Claim
As you likely know, serious accidents and injuries can present challenges in nearly every aspect of your life. You may be burdened with expensive medical and property damage bills, lost income, physical pain, and even mental health issues.
Our attorneys can assess the financial, employment-related, and personal setbacks you’ve endured and calculate how much compensation you’re owed. Depending on your unique situation, you may receive any of the following damages from a personal injury claim:
- Current and future medical expenses
- Cost of prescription medications and assistive devices
- Property damage and vehicle repair expenses
- Lost wages
- Decreased earning ability due to long-term injury
- Pain and suffering
- Mental distress
- Loss of enjoyment of life
You Can Still Claim Compensation if You Were Partially At-Fault
When it comes to personal injury cases, Kentucky follows a pure comparative negligence rule. That means you’ll still be able to collect compensation for an accident that you had a hand in causing. Even if you were 99% at-fault for the incident, you’ll be able to obtain some form of compensation.
That being said, the amount of compensation you’re allowed to collect will be reduced in proportion to your percentage of fault. Our lawyers in Kentucky can work hard to collect evidence that accurately reflects your fault percentage.
How Long It Will Take To Get Your Settlement
Personal injury cases can take anywhere from a month to several years to resolve. Each case has different challenges and requirements that could prolong the amount of time it takes to obtain a settlement. While we can’t tell you how long it will take for you to get your compensation, we can promise to take the following measures:
- Get started on your case as soon as possible
- Collect evidence while it’s still intact
- Work efficiently to reach a settlement
- Meet state deadlines
- Keep you informed on your case’s status
When Can You Sue After an Accident in Kentucky?
Kentucky is a no-fault state, which means that all parties involved in the accident must seek compensation from their own insurance policies. Drivers in Kentucky are required to have basic PIP coverage in most instances, which can offer up to $10,000 in compensation after an accident.
The no-fault status of Kentucky also limits a victim’s right to sue the at-fault driver. If you got into a fender-bender with a few bumps and bruises, you won’t be able to sue the person who hit you – even if they were negligent in some way or another.
If the accident was more severe, however, you still have the right to sue the at-fault party. The thresholds for being able to sue someone are:
- $1,000 in medical expenses
- A broken bone
- Permanent disfigurement or injury
Dealing With Insurers After an Accident
While this process of making a claim might seem straightforward, it can actually be extremely difficult to complete successfully.
Even your own insurance company isn’t truly on your side. Its main goal is to reduce the amount of money it pays out to customers, so you might find that your insurer is eager to poke holes in your claim and contact you with insufficient settlement offers.
The smartest way to deal with your insurance provider after an accident is to not deal with them at all. Instead, let an experienced attorney speak with their representatives. A skilled lawyer can negotiate with insurers and review their offers to make sure you aren’t getting taken advantage of.
Kentucky’s Filing Deadline for Personal Injury Lawsuits
If your insurance company fails to offer enough compensation for the expenses, inconveniences, and suffering you’ve experienced, your lawyer will likely advise you to file a lawsuit. In Kentucky, personal injury lawsuits must adhere to the statute of limitations.
Kentucky Revised Statutes section 413.140(1)(a) states that you have one year from the date of your accident to submit a suit. Failure to take legal action within this timeframe could prevent you from getting the life-changing damages you’re owed. To ensure that you receive a timely settlement, reach out to a personal injury attorney from our team today.
Types of Personal Injury Cases We Handle
At McCoy & Hiestand, we don’t just take on car accidents and slip and fall cases. We advocate on behalf of clients who’ve been involved in a number of different incidents. Our attorneys can help you pursue a high-value settlement for injuries and losses caused by any of the following scenarios:
- Car accident
- Medical malpractice
- Motorcycle accident
- Traumatic brain injury (TBI) incident
- Truck accident
- Bicycle accident
- Slip and fall
- Wrongful death
- Dog bite
- Prison neglect
- Burn injury
- Product liability
If you were involved in one of these incidents, our attorneys can help you recover from your injuries and financial setbacks. We’ll guide you through the legal process and perform all of the services you need to maximize your compensation.
What You Should Do After an Accident
If you’ve been injured in an accident, you should seek medical attention immediately. Waiting to get seen by a doctor could make matters worse and hurt your claim. If you aren’t hurt too badly, there are a few important steps you can take before heading to the doctor, such as:
- Call the police or file an accident report
- Exchange information with other parties involved
- Take photos of your injuries and the accident scene
- Take photos of property damage caused by the accident
- Exchange contact information with eyewitnesses
- Don’t speak to your insurance company until you’ve hired an attorney
Once you’ve completed these steps, we strongly recommend that you get checked out by a medical professional. Once you’ve been treated, contact our firm and schedule a free consultation with one of our helpful representatives.
Contact One of Our Offices in Kentucky
At McCoy & Hiestand, we’re proud to serve our fellow Kentuckians. If you’ve been injured due to the actions of another individual, we encourage you to reach out to an office near you. We have physical locations in Louisville and Bardstown KY.
Contact us today to schedule a free consultation and take one step closer to your settlement. If we take on your case, our lawyers will draw on all of their connections, resources, and expertise to deliver a favorable result.