Determining Fault in a Louisville Car Accident

After you have taken the time to address medical emergencies, be sure that you or someone with you exchanges and collects the necessary contact and insurance information with all involved parties, as well as witnesses, in order to follow up with your insurance company once you have left the scene. But, be cautious of what you say. Statements such as “I am sorry, I never saw you,” can be used against you as an admission of fault, so gather the information you need, do not say much, and leave emotions out of it.

Filing a Police Report

If a law enforcement officer is called to the scene, they will typically complete a police report, which insurance companies and personal injury attorneys will use to assess the situation, and ultimately determine fault or use to make a claim. For this reason, it is extremely important that information be documented as a true and accurate portrayal of what happened. The officer may also issue a citation to drivers who have violated traffic laws before the collision. This is extremely vital, for it can be used as evidence for determining fault.

Traffic Laws

Another important piece for determining fault in a car accident is your state’s traffic laws. For example, if your collision occurred within a school zone during the posted hours, and you suspect the other driver was speeding, knowing this traffic law and documenting it could make a huge difference in determining fault. Because Kentucky state traffic laws may differ from neighboring states, you will want to access the traffic laws in your area to see how it affects your situation. It is important to document details such as exact location and time of day, while taking plenty of photos of involved vehicles and the surrounding scene.