Being involved in a car accident can be a traumatic experience, and navigating the insurance claim process adds to the stress. However, you don’t have to face the aftermath alone; seek legal representation to protect your rights. A texting while driving lawyer in Georgetown, KY, will guide you through the financial recovery process.
At McCoy & Hiestand, we care about the rights of injury victims and don’t back down before insurance companies or the defendant’s lawyers. Our legal team will make sure that your voice is heard. Contact our Georgetown car accident attorneys today to discuss your case.
Understanding the Kentucky Laws on Texting and Driving
Under Kentucky law, motorists cannot send, read, or write text messages using a personal communication device while operating a car. The rule applies to most forms of communication, including emails and text messages. However, certain exceptions apply to the rule. For instance, drivers can use the GPS while driving.
The state applies strict regulations to limit the use of electronic devices while driving. While most drivers may use their phones to make calls while operating a car, motorists under 18 are strictly forbidden to use personal communication devices while operating a vehicle.
A skilled texting while driving lawyer can explain the nuances of the laws, outlining what constitutes a violation and what behaviors are deemed acceptable. By having a lawyer by your side, you’ll have access to all the information you need to make informed decisions about your claim.
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Damages You Could Recover After a Texting While Driving Crash
The financial impact of a car accident can be far-reaching and often overwhelming. Depending on the severity of your injuries, you may have to undergo a long-term and expensive medical recovery.
As experienced Georgetown personal injury lawyers, we understand the financial burden you may be experiencing. Our dedicated legal team is committed to assessing all your losses after the crash, factoring in immediate expenses and potential long-term ramifications.
You will likely qualify for compensatory damages, which address the expenses associated with the car accident. These encompass economic and non-economic damages, ensuring you are adequately compensated for the full spectrum of your losses.
These refer to the measurable financial losses you suffered after the car crash. Economic damages are quantifiable and objective, encompassing a wide range of tangible expenses that can burden individuals and families.
Your attorney can help you recover economic damages such as:
- Medical expenses and future medical care
- Lost earnings and loss of earning capacity
- Property damage
- Out-of-pocket expenses, including the cost of assistive medical devices
These focus on the intangible and subjective hardships that a victim suffers. Non-economic damages recognize the emotional and psychological toll the accident can inflict. To prove them, your lawyer will rely on a wide range of evidence, including testimonies from your friends and family.
You could claim non-economic damages like:
- Mental anguish
- Emotional distress
- Pain and suffering
- Scarring and disfigurement
- Loss of enjoyment
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Navigating Kentucky’s No-Fault Car Insurance System
In Kentucky, each driver’s own insurance company is responsible for covering their medical expenses and other financial losses, regardless of who was at fault in the accident. This approach aims to expedite the claims process and provide quick access to medical care. However, it can also lead to complications when dealing with catastrophic injuries.
In such cases, when your losses extend beyond what you can recover through your insurance claim, you may be able to file a lawsuit against the at-fault party. Taking legal action could help you recover more money, but it’s important to be aware of the specific circumstances under which this is possible.
Kentucky’s no-fault car insurance system has thresholds to be met for pursuing a lawsuit, typically related to the severity of the injuries or the extent of the damages.
Understanding the nuances of this system, such as the limitations on pursuing legal action for certain types of claims, is essential to ensuring that you receive maximum compensation. A lawyer at McCoy & Hiestand will review your options and potential outcomes so you can decide on the best option for your future.
You Have a Limited Time to File a Lawsuit in Kentucky
You have a limited time to file a lawsuit after being injured in an accident. This deadline is known as the statute of limitations, and it varies depending on the type of case. Generally, for personal injury claims, you typically have one year from the accident date to initiate legal proceedings.
Due to Kentucky’s no-fault car insurance, a different statute of limitations applies to car accidents. If a negligent driver injured you, you must take legal action within two years from the date of the crash.
Failing to file within this timeframe could result in the court dismissing your case, and you might lose your opportunity to seek compensation. Given the importance of this deadline, consult an experienced attorney as soon as possible after the collision.
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Our Georgetown Texting While Driving Attorney Will Help With Your Case
Dealing with insurance companies, navigating complex paperwork, and attempting to prove the extent of your losses can lead to frustration. However, don’t get discouraged. An experienced car accident lawyer from our team can guide you through the claim process.
At McCoy & Hiestand, we understand the challenges of seeking fair compensation after an accident. With our knowledgeable guidance, you can approach your case with confidence. Contact us today for a free legal consultation.
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