Riding a bicycle may be great exercise and good for the planet, but it can also lead to catastrophic injuries in the event of an accident. With no protection from impact, those who survive bike collisions are better off contacting a Kentucky bicycle accident lawyer to help them fight for compensation.
The state generally treats cyclists as pedestrians, but there are a few exceptions to be aware of that could benefit you. If you were injured, our team of attorneys is capable of simplifying the legal process and securing just compensation.
Learn how Kentucky’s regulations impact your ability as an injured cyclist to collect a settlement and what deadlines to be aware of. At McCoy & Hiestand, we will review your claim and quickly determine your eligibility as well as any exceptions to maximize your claim. Trust that the “Dream Team is on Your Side” and take advantage of a free, no-risk consultation.
Who is Responsible for Your Medical Care After a Cycling Accident?
Motorists in Kentucky are required to obtain basic Personal Injury Protection (PIP) coverage so that their personal insurer can cover medical costs up to $10,000 after an accident. If a Kentucky motorist hits a cyclist, the motorist’s PIP coverage should apply. The cyclist may also pursue claims under the motorist’s liability policy.
You should discuss your bicycle claim with a Kentucky personal injury lawyer, who can answer all your accident-related questions and begin filing a claim for you. Together, you increase your chances of winning a settlement to cover your bicycle accident injuries.
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How Can a Cyclist Accident Victim Win a Personal Injury Settlement?
To secure a personal injury settlement following your crash, our Kentucky bicycle accident attorneys suggest the following:
- Get quick medical attention: Even if you don’t think you’ve been gravely hurt, getting medical help as soon as possible after a bicycle accident is crucial. This serves as proof of your injuries and is crucial for your personal health and safety.
- Get in touch with a qualified bicycle accident lawyer: Kentucky bike accident lawyers with experience can guide you through the legal system and make sure your rights are upheld.
- Assemble evidence: After the accident, gather as much documentation as you can, such as images of the site, witness testimonies, police reports, and medical records. Your argument may be strengthened by this evidence.
- Resist assigning blame: Especially if you think you may have contributed to the disaster in some way. This could affect your capacity to pursue damages.
- Keep a record of everything: Maintain a record of any accident-related costs, such as medical expenses, lost income, and other costs that came about as a result of the event.
- Collaborate with your attorney: We can help you negotiate a reasonable settlement with the at-fault party or their insurance provider. Our lawyer can prepare for trial if a just settlement cannot be achieved.
Settlements for relatively mild injuries, including sprains and strains, may only compensate a tiny portion of lost expenses. Settlements for more severe injuries, such as shattered bones or traumatic brain injuries, may be significantly higher and include not only long-term care but also pain and suffering and other damages in addition to medical bills and lost wages.
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Time Constraints on Filing a Bicycle Personal Injury Claim in Kentucky
Kentucky’s statute of limitations for personal injury claims is a one-year filing window. A personal injury claim or lawsuit must normally be submitted within a year of the accident to be eligible for compensation. If you don’t file within that one-year timeframe, you may lose your right to file a claim or a lawsuit for the injuries you had in the accident. If a cyclist is hit by a motor vehicle, the statute of limitations could be extended to two years.
What Happens if You Miss Kentucky’s Statute of Limitations Deadline?
Sections 413.170 and 413.190 of the Kentucky Revised Statutes outline exemptions and exceptions. Both highlight instances in which mental capacity and physical abilities may impact your ability to file a lawsuit in time.
It is best to talk about your issue with an accomplished Kentucky bicycle accident lawyer if you have any concerns about how the state’s statute of limitations relates to your case, particularly if the deadline is either approaching or has already passed.
Legal Options Following a Bicycle Accident
Personal injury settlements are not guaranteed. The unique circumstances of your bicycle accident will determine the result of your case. Successful settlements are usually negotiated and take some time to reach for both parties.
For more information about how we can help you with your case, contact a Kentucky bicycle accident attorney from McCoy & Hiestand today.
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