It is important that you seek medical treatment after an accident for two reasons. First, following an accident your adrenaline will likely be rushing through your body, dulling the pain that you may not actually feel until some time later but could be very detrimental to your health.
For example, if you are unaware that you have broken vertebrae in your neck, the wrong movement could cause paralysis. You may not immediately realize that you are injured, so it is always better to go to the hospital to let them make that determination.
The second important reason for getting medical treatment is the perception of what happens at the scene of a car accident in Bardstown. Although people do not generally start to feel a lot of pain until the following day, waiting to seek treatment allows the insurance companies to argue that you actually got hurt somewhere else. Additionally, when they see you refusing treatment at the scene, they just make the assumption that you must not have been hurt.
For this reason, it is important to contact a Bardstown car accident attorney, who can help you take the right steps in getting medical treatment following an accident.
Disadvantages of Refusing Treatment
Refusing medical treatment will be taken by the insurance company as an admission by the plaintiff that they were not actually hurt, even if this is the furthest thing from the truth. While some people may leave because they have somewhere else to be, for example, to pick up their kids from school, it is important to at least get medical treatment that day.
It is crucial to not have any long delays before seeking medical treatment because it opens up an argument to the insurance company that the individual was not injured in the car wreck.
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Personal Injury Protection
Even though most people have medical insurance now, they may have a large deductible. However, it is important to remember that Bardstown is in a no-fault statute state. With personal injury protection insurance, or PIP, there is going to be $10,000 provided to cover the initial medical bills. Therefore, do not let financial concerns get in the way of seeking the medical care that you need.
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Follow Up Treatment
Any time that a person does not follow their doctor’s orders, they open themselves up to an argument from the insurance company that the real reason they are continuing to be in pain is not the car accident but their own failure to do what was necessary to recover. Additionally, because Kentucky is an apportionment state, if this argument were to be believed by the jury, it may diminish how much money you are entitled to get from the car wreck.
It is important that you prioritize making your doctor’s appointments and following up with the care, regardless of how busy you may be or the real world time constraints you may face. Should you need to cancel your appointment for some reason, call the office and get the appointment rescheduled.
Additionally, document how you are feeling at the time. For example, if you are still in pain, but cannot be there because something has come up with a child, you should inform the doctor you are still in pain. These simple steps can stop the insurance company from arguing that you are not injured.
Importance of an Attorney
In Bardstown, an attorney can help you deal with the medical expenses by making sure that your personal injury protection, PIP, application are set up and operating for you as well as making sure to handle insurance company subrogation claims. An attorney can help you get your bills paid, help you pay your copays, and also leave more money for you to put in your pocket for your pain and suffering.
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