Ridesharing services like Uber and Lyft are popular in Bardstown and the rest of Nelson County because they are affordable and convenient. But unfortunately, accidents and injuries frequently happen due to driver negligence.
You might be entitled to financial compensation if a rideshare driver caused your injuries. A Bardstown car accident attorney from McCoy & Hiestand can help you pursue a settlement or award for medical bills, lost wages, and pain and suffering.
Contact our Bardstown personal injury lawyer to schedule a free, no-obligation consultation.
Uber and Lyft Accidents Are Different Than Other Collisions
Kentucky is a “no-fault state;” however, exceptions allow you to sue an at-fault party, including for accidents resulting in $1k in medical expenses, a broken bone, permanent injury, or death.
While this is good news for injured victims and their families, insurance claims and lawsuits involving rideshare vehicles are often more complicated than those in a typical car accident case.
This is because the rideshare company’s insurance only covers its drivers during certain times.
Whether you were injured as a Lyft passenger or as a driver in another vehicle, you should be protected by either the driver’s auto insurance policy or the $1 million in coverage provided by Lyft’s insurance.
However, Lyft’s insurance coverage only applies when the driver is active on the app. This is supposed to include the time they are:
- Available and waiting for a ride request
- On their way to pick up a customer
- Transporting the customer
If the Lyft driver is waiting for a ride request, Lyft’s basic liability coverage will apply only when the rideshare driver’s insurance does not.
The driver’s insurance may cover some of your losses. Still, it is important to understand that the driver’s personal insurance will rarely cover all the costs associated with a serious accident.
These situations require a great deal of expertise to ensure you receive the compensation you need.
Uber requires its drivers to carry their own insurance in addition to Uber’s coverage. However, like with Lyft, Uber’s coverage is limited to incidents occurring under certain circumstances, including:
- When the driver is in driver mode on the app
- When the driver is on their way to pick up a customer
- For the duration of the ride
If the Uber driver causes a collision at any other time, the driver’s insurance should cover the damages. But, again, that may not be enough to cover your losses.
Whether your accident involved a Lyft or an Uber, a rideshare collision lawyer at McCoy & Hiestand will investigate to determine whether your claim should be with the rideshare company’s insurer, the driver’s insurer, or both.
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Recoverable Damages After a Nelson County Rideshare Collision
The damages available to you after a Nelson County accident depend on the severity of your injuries, the damage to your vehicle, and the circumstances surrounding the crash.
Some of the most common types of recoverable damages in a car accident case include:
- Medical expenses: This includes all medical costs related to your injuries, including hospitalization, emergency care, diagnostic tests, physical therapy, and medication.
- Lost wages: If you missed work due to your injuries, you may be entitled to compensation for the wages you would have earned during that time.
- Pain and suffering: This refers to the physical and emotional pain and suffering you experienced because of the accident.
- Property damage: If your car or other personal property was damaged in the crash, you could recover the cost of repairs or replacement.
- Loss of consortium: If your injuries affect your ability to have a normal relationship with your spouse, you may be able to recover damages for loss of consortium.
Working with an experienced car accident attorney is essential to determining the full extent of your damages and fighting for appropriate compensation.
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How a Lyft and Uber Accident Attorney Can Help
After being injured in an incident involving a rideshare service like Lyft or Uber, you need an experienced attorney to guide you through the legal process.
Our Lyft and Uber accident lawyers can help in the following ways:
Investigating the Crash and Gathering Evidence
Our team understands the importance of investigating the accident and collecting evidence as soon as possible after a collision.
This may include obtaining a copy of the police report, interviewing witnesses, and reviewing the rideshare company’s current policies and procedures.
Additionally, we may consult with experts, such as crash reconstruction specialists and doctors, to further support your case.
Negotiating With the Insurance Companies
An experienced Lyft and Uber accident attorney can negotiate with the involved insurance companies to help you obtain maximum compensation for your injuries and other damages.
They can also help prevent an insurance company from talking you into accepting a lowball settlement. An attorney can review any settlement offers to ensure they are fair.
Representing You in Court
If a settlement agreement cannot be reached through negotiations, your lawyer may recommend taking your case to court. This is where having an experienced trial attorney can make all the difference.
Your lawyer will also handle all aspects of the legal process, such as filing documents, gathering evidence, questioning witnesses, and presenting a strong case to the court.
With an experienced attorney representing you, you can feel confident that your case is in good hands and that your interests are protected at every step.
Contact a Bardstown Uber and Lyft Accident Lawyer
If you or a loved one has been injured in a Lyft or Uber accident in the Bardstown area, it is important to act quickly. Kentucky has a statute of limitations for personal injury claims, which means you only have a limited amount of time to file.
When you hire an experienced Uber and Lyft accident lawyer at McCoy & Hiestand, you can be sure that your case gets the attention it deserves. A member of our team can guide you through the legal process and fight for a fair settlement or court award.
Don’t wait. Contact us today to schedule a free consultation.
Let Us Put Our 58 Years Of Trial Experience Towards Your Case.