When another driver crashes into you head-on, the force of the impact is often equal to what would have occurred had you crashed into a stationary vehicle while driving at double the speed at which you were traveling, as the speed of both vehicles is added together.
At McCoy & Hiestand, we have helped countless accident victims recover compensation from the liable party after a front-end collision. Our team of Kentucky car accident attorneys knows the challenges you are up against and will work diligently to get you the money you need and deserve after a crash. Contact our Kentucky personal injury lawyer today to schedule a free case review.
Who is Liable for Damages After a Front-End Collision
The first step toward recovering compensation following a front-end collision is to determine who is liable for your damages. While fault may seem clear, there are often circumstances around the accident that are not immediately evident, which can complicate matters. In many cases, a variety of parties could potentially hold a level of liability for your crash.
The good news is that you don’t have to attempt to prove liability on your own. An experienced front-end collision attorney in Kentucky will know exactly what to look for when working to establish fault after a crash.
Kentucky is a no-fault state, which means that the first $10,000 in medical bills and wage loss up to $200 a week should be paid by your own insurer. However, there are many exceptions that allow you to file a lawsuit, including if the accident resulted in $1,000 or more in medical expenses, a broken bone, permanent disfigurement, permanent injury, or death.
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Damages You Can Pursue Following a Front-End Accident in Kentucky
Following a front-end accident where another party was at-fault, you will likely be eligible to recover a wide range of damages. All compensatory damages are divided into two categories.
All losses that result from your accident which impact your life financially, are considered economic damages. The most frequently pursued economic damages in front-end accident cases include:
- Medical bills
- Future medical costs
- Lost wages
- Decreased earning power
- Property damage
Every other loss that results from your accident belongs in the broad category of non-economic damages. The most frequently pursued non-economic damages in front-end accident cases include:
- Permanent disability
- Mental anguish
- Emotional distress
- Pain and suffering
- Loss of consortium
- Scarring or other disfigurements
- Diminished quality of life
There is also the possibility that you could recover punitive damages in extreme cases. Punitive damages are used to punish the liable party in cases where they acted with criminal negligence or with the intent of causing harm.
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Use Caution When Dealing With Insurance Companies After an Accident
Following a front-end accident, you should use great care when dealing with an insurance company. These companies care far more about protecting their bottom line than they do about protecting those injured in an accident. Insurance adjusters will go to great lengths to deny or devalue a claim and minimize the amount of money they have to pay.
There are a variety of tricks that insurance companies use when attempting to avoid paying out the full amount for a claim. One common tactic is to offer a settlement before you even have a chance to file a claim. They attempt to portray this offer as a helpful gesture meant to get you the money you need quickly.
However, the truth is that the amount of money they are offering is likely only a small fraction of the full value of your claim. If you accept this lowball settlement offer, you will be blocked from pursuing further compensation once the full extent of your losses is clear. Hiring an experienced attorney before taking any settlement deal is the best way to protect yourself.
Your Case Will Likely Settle Out of Court
Following a front-end accident, you may be wondering whether you should take your case to court or negotiate a settlement. While there is a chance that you could recover more money through a court ruling, the risk of losing your case and walking away with nothing is rarely worth the potential reward. Instead, a settlement deal will likely be your best option.
The majority of front-end accident cases settle out of court. Not only is a settlement likely going to be in your best interest as the accident victim, but defendants also tend to benefit from settling out of court. A settlement will get you money quickly and allow the defendant to avoid paying additional legal fees.
While your case is likely to end with a settlement, you must still be prepared to go to trial. There is always the possibility that you will be unable to come to terms on a settlement deal, necessitating a trial to resolve your case.
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Statute of Limitations for Filing a Front-End Accident Lawsuit in Kentucky
Kentucky uses one of the strictest personal injury statutes of limitations in the country. In most cases, injury victims have two years from the date of their accident to file a lawsuit against the at-fault party. If you fail to submit the paperwork for your lawsuit in this time frame, you will likely find yourself out of options for pursuing the money you need from the liable party.
However, there are exceptions to the statute of limitations that could allow you to file a lawsuit even if the standard deadline has already passed. Of course, there are also circumstances that can place further limits on your time for filing.
To avoid losing your right to compensation because of an unanticipated deadline, it is best to speak with an experienced attorney shortly after your accident. When you hire a lawyer, they will ensure that all your paperwork is in order and submitted long before the filing deadline that applies to your case.
Consult an Experienced Front-End Accident Attorney in Kentucky Today
To give yourself the best chance of recovering the compensation you need and deserve after an accident, it is essential that you secure the services of an experienced front-end accident lawyer in Kentucky. At McCoy & Hiestand, we have a long history of helping accident victims recover fair compensation.
Contact us today by phone or through our website and schedule a free case consultation with a member of our team.
Let Us Put Our 58 Years Of Trial Experience Towards Your Case.